PLI vs Private Insurance: 5 Bitter Truths!
Is Private Insurance (Tata/Bajaj) really better than PLI? Or is the government's oldest plan still the king? Let’s dive in.
PLI: High Bonus, Low Speed
PLI offers the highest bonus rates in India. But are you ready to face slow government processing and offline hurdles?
Private: Speed Comes at a Price!
Private players offer 24/7 digital support and fast claims, but their premiums can be significantly higher than PLI
Don't Just Use Any Calculator!
Most online calculators ignore hidden costs and "Deductibles." Always calculate the Net IRR (Internal Rate of Return) before signing.
Reality Check: Which One is for You?
Choose PLI if you want maximum returns and low cost. Choose Private if you prioritize convenience and digital accessibility.